This weeks topic is Diamonds

History

Diamonds are minerals made of almost pure crystallized carbon (99.95%). They are formed millions of years earlier at depths greater than 75 miles below the earth's surface. Here the necessary temperature and pressure are present to create this unique gemstone. Over the years diamonds have been brought closer to the earth's surface by volcanic eruptions where miners are able to collect them today.

The word diamond is derived from the Greek "adamas," which means unconquerable. This is fitting because diamonds are the hardest known substance to man. In fact, the majority of diamonds mined today are not sold to be manufactured into jewelry, but are utilized in industrial tool parts for cutting because of the hardness of this gem.

Quality The 4C's

Education is key to being a good buyer. Understanding the 4 C’s-cut, clarity, color, and carat of a diamond’s appearance are essential to getting the best quality diamond for the best price.

Diamond Care

Diamonds are the hardest substance on earth but that does not mean they cannot be damaged. A hard blow can cause a chip or scratch. Dirt or grease or household products, such as hairspray and cleaning products, easily adhere to a diamond's surface and can cause it to lose some of its luster and brilliance. When on the top of the diamond, such materials reduce the diamond's luster. When on the bottom of the diamond, such materials interfere with the diamond's brilliance and fire. Even a thin film on the diamond can absorb some light reducing the amount reflected to a person looking at it.

Maintaining a clean diamond can sometimes be difficult since jewelry settings can obstruct cleaning efforts. Cleanliness does not, however, affect the market value of a diamond since jewelers will clean the diamond before offering it for sale. Periodic cleaning with a solution of 1 part ammonia and 6 parts water is best. You can also use a soft brush to loosen debris that has settled on the diamond and setting interface. Ammonia-based cleaning kits may also be provided by jewelers or another popular option may be an ultrasonic jewelry cleaner.

When you are not wearing your diamonds, place them in a soft, cloth pouch to avoid damage. It is a good idea to get them inspected periodically by a jeweler to assure there is no loosening of the diamonds from the setting.

Remember that most homeowner’s insurance policies do not cover jewelry over a small amount and that you may need a separate jewelry policy if you want full coverage. Talk to your insurance agent.